Telangana will begin statewide registration on November 19 for a universal life insurance scheme offering Rs 5 lakh cover to one earning member of every family, Deputy Chief Minister Bhatti Vikramarka announced. The Indiramma family life insurance scheme will apply irrespective of caste, religion or income and is intended to protect households from financial distress after the death of their earning member.
The registration drive will begin simultaneously in villages, towns and cities across the state on the birth anniversary of former Prime Minister Indira Gandhi. Bhatti made the announcement during a video conference with district collectors and senior officials, directing them to ensure saturation-level coverage across Telangana.
The scheme will cover one earning member in each family. Where a household has more than one earning member, the family will be allowed to choose the person to be insured. Families can also nominate one or more beneficiaries and specify the proportion in which the Rs 5 lakh insurance amount is to be distributed.
Bhatti instructed officials to take particular care while recording the name of the insured person and the nominee details. Officials have been directed to read the recorded information aloud to family members, obtain their consent and secure their signatures only after the details have been confirmed.
The deputy chief minister said the cabinet, led by Chief Minister A Revanth Reddy, had decided to extend insurance coverage to every family in the state. He described Telangana as the first and only state in the country to provide such coverage universally. The announcement did not provide details of the scheme’s insurer, the premium arrangement, the total number of families expected to be covered or the budgetary allocation for implementation.
The state government’s approach differs from earlier insurance schemes that were limited to particular departments or sections of the population. By removing eligibility restrictions linked to caste, religion and income, the new programme is designed as a universal household-level social security measure.
District administrations have been asked to establish registration centres and communicate their locations to residents before the drive begins. To build awareness, officials will organise publicity campaigns, including announcements in villages on November 17 and 18. Social media and other communication platforms will also be used to publicise the registration process.
The scheme’s implementation will depend on accurate identification of the selected earning member, correct recording of nominees and coordinated registration by district officials. Registration is scheduled to begin across Telangana on November 19, with collectors and senior officials responsible for launching the process in their respective jurisdictions.
