The Maharashtra Housing and Area Development Authority (MHADA) has commenced the online sale of 118 affordable homes in Mumbai under a First Come, First Served (FCFS) scheme, marking a renewed push to clear unsold inventory from previous housing lotteries.
Online registrations began at 11 am on February 17 through MHADA’s official portal. The flats, according to the authority, were earlier offered through lottery draws but remained unsold due to various reasons. They have now been reintroduced for direct allotment on a priority basis. The available units are spread across multiple Mumbai neighbourhoods, including Kandivali, Charkop, Shimpoli, Antop Hill, Wadala, Powai, Malad, Mankhurd, Ghatkopar, Vikhroli, Byculla, Tardeo, Lower Parel, Sion, Juhu and Andheri. Pricing varies significantly by location. Sources indicate that the most expensive flat on offer is located in Tardeo in south Mumbai and is priced at over Rs 8 crore, while the lowest-priced unit is around Rs 38 lakh. MHADA had initially announced plans to sell 120 flats starting February 5, but the launch was postponed due to a technical glitch. The final number of units has since been revised to 118. The housing authority has outlined a structured process for applicants. From March 4, 2026, eligible applicants will be able to complete the online application, pay the security deposit and application fee, and select their preferred flat. Once a flat is finalised, buyers must deposit 10 percent of the sale price within 48 hours to confirm the booking.
Eligibility criteria require applicants to be at least 18 years old and Indian citizens. A domicile certificate of Maharashtra, issued after January 2018 and bearing a barcode, is mandatory. Documentation requirements vary by marital status, with Aadhaar and PAN details required for individuals or spouses. In the case of divorced applicants, certified court documentation must be submitted prior to possession. For buyers seeking home loans, MHADA has mandated the upload of a pre-sanction letter from the concerned financial institution. Upon verification, a No Objection Certificate (NOC) will be issued in the name of the lending bank through the applicant’s login account. Allotment and possession letters will be granted only after full payment of the flat price and applicable stamp duty. The FCFS route reflects MHADA’s evolving sales strategy amid shifting buyer preferences and price sensitivities in Mumbai’s housing market. While lottery-based allotments remain the authority’s primary mechanism, the direct-sale model is increasingly being used to liquidate remaining stock efficiently.
With affordable housing demand continuing across income segments, the current sale offers a mix of budget and premium units, potentially widening the applicant base beyond traditional lottery participants.
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